laki97 Terms and Conditions — Your Complete Guide to Using the Platform

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Member", "Player", "you") and laki97 ("laki97", "we", "us", "the Platform"). They govern your access to and use of the laki97 website at laki97.ws, including all betting, gaming, payment and account management services provided thereon.

By registering an account on laki97, depositing funds, placing a bet or accessing any part of the platform, you confirm that you have read, understood and agreed to these Terms in their entirety. If you do not agree with any part of these Terms, you must not use laki97 and must close your account if one has already been created.

These Terms apply alongside laki97's Privacy Policy and Responsible Gaming Policy, which are incorporated by reference into this document and should be read in conjunction with these Terms. In the event of any conflict between these Terms and any promotional terms communicated to you separately, these Terms take precedence unless the promotional terms explicitly state otherwise in writing.

laki97 operates exclusively for adults. You must be at least 18 years of age to register an account, make any deposit, place any bet or access any gaming product on laki97. This is a hard minimum requirement with no exceptions under any circumstances.

By registering on laki97, you represent and warrant that:

• You are at least 18 years of age;
• You are registering the account in your own name and on your own behalf — not for another person;
• You are accessing laki97 from a location where doing so does not violate any law applicable to you;
• You are not registering an account for the purpose of assisting another person in circumventing these Terms;
• You are not an employee, contractor or director of laki97 or any affiliated company, unless prior written permission to hold an account has been granted.

laki97 reserves the right to request proof of age at any time. If a Member is found to be under 18, their account will be immediately suspended, all winnings forfeited and all deposited funds returned via the original payment method where legally and operationally possible.

Each person may hold only one laki97 account. Creating multiple accounts — whether using the same or different personal details, phone numbers or devices — constitutes a breach of these Terms and will result in all accounts being permanently closed and all balances forfeited without refund.

When registering your laki97 account you must provide accurate, complete and current information including your full legal name, Pakistani mobile phone number and date of birth. laki97 may request additional identity verification documents at any time, including but not limited to:

• CNIC (Computerised National Identity Card) — front and back;
• Proof of address — utility bill or bank statement no older than three months;
• Proof of payment method ownership — screenshot of registered Easypaisa, JazzCash or bank account matching your laki97 account name.

Failure to provide requested verification documents within a reasonable period notified by laki97 may result in suspension of the ability to withdraw funds until verification is completed. You are responsible for keeping your login credentials — username and password — secure. laki97 is not liable for any losses arising from your failure to protect your account access details. If you suspect unauthorised access to your account, contact our support team immediately via live chat.

All deposits on laki97 are processed in Pakistani Rupees (PKR). laki97 accepts deposits via the following methods: Easypaisa, JazzCash, NayaPay, SadaPay, Bank IBFT transfer and Pakistani-issued Visa or Mastercard debit and credit cards. No foreign currency is accepted and no currency conversion is applied at any stage.

The minimum deposit amount is Rs 200 for mobile wallet methods and Rs 500 for bank IBFT and card deposits. Maximum deposit limits per transaction vary by payment method as detailed on the Deposit and Withdrawal page of laki97.

• Deposits must be made from a payment method registered in your own name. Third-party deposits — where the sending account belongs to another person — are not permitted and will be returned where possible, with the account potentially suspended pending investigation.
• laki97 charges zero platform fees on all deposit transactions. Any fees charged by your own bank or mobile wallet provider are their own and are not controlled or waived by laki97.
• Deposited funds are held in your laki97 PKR wallet and are available for betting and gaming immediately upon confirmation of the transfer.
• laki97 reserves the right to request documentation confirming the source of deposited funds in line with anti-money laundering compliance requirements.

Withdrawals from laki97 are processed in PKR to the same payment method categories used for deposits. The minimum withdrawal is Rs 500 for mobile wallets and Rs 1,000 for bank IBFT and card withdrawals. laki97 charges zero fees on withdrawals — the full amount you request is what is transferred to your account.

Withdrawal requests are processed by laki97 immediately upon submission for verified accounts with no active security holds. Indicative processing times are:

Withdrawals must be directed to accounts registered in the same name as your laki97 account. laki97 does not process withdrawals to third-party accounts under any circumstances. First-time withdrawals or unusually large withdrawals may be subject to a brief security review before processing — this is a protection mechanism for members and typically resolves within 30 minutes for most accounts.

All sports bets placed on laki97 are governed by the following general rules. Specific sport-by-sport rules are available within each market on the laki97 platform.

• Minimum stake: Rs 100 per selection. Maximum stakes vary by event, market and member tier.
• Bet confirmation: A bet is confirmed and binding on laki97 only once you receive an on-screen confirmation and the bet appears in your active bets section. Bets are not valid until that confirmation is received.
• Odds accuracy: laki97 makes every effort to display accurate odds at all times. In the event of an obvious pricing error — for example, a team with a 95% implied win probability showing at 10.0 due to a technical error — laki97 reserves the right to void bets placed at the erroneous price and refund the stake to the affected member's PKR wallet.
• Abandoned events: If a sporting event is abandoned without reaching its natural conclusion and without a result being possible via any official method (e.g. DLS in cricket), laki97 will void all affected pre-match bets and return stakes in full. In-play bets are settled based on the state of play at the point the match was abandoned as per the specific sport rules applicable to that market.
• Void bets: Voided bets are removed from accumulators with remaining selections carrying on at adjusted combined odds. Voided single bets are refunded in full as PKR to the member's laki97 wallet.
• Settlement timing: Bets are settled as soon as possible after the official result of each event or market is confirmed. laki97 uses official scorecards and results sources for all settlement decisions. Any disputes must be raised with our support team within 14 days of the bet being settled.

laki97 offers bonuses and promotions to members from time to time. All bonuses are subject to the specific terms communicated at the time the bonus is offered. The following general bonus principles apply across all laki97 promotions unless a specific bonus's terms state otherwise:

• Bonuses are credited to a separate "bonus balance" within your laki97 account and may not be withdrawn directly. Bonus funds must be used to place qualifying bets before any bonus-derived winnings become withdrawable.
• Wagering requirements — if applicable — specify the minimum total PKR bet amount that must be placed using bonus funds before a withdrawal can be requested. These requirements are always stated clearly in the individual promotion's terms before you opt in.
• laki97 reserves the right to withdraw any unclaimed or unused bonus balance from a member's account after the expiry period stated in the relevant promotion's terms.
• Bonuses are intended for personal use only. Coordinated bonus abuse — including but not limited to opening multiple accounts, using third-party funds to meet wagering requirements or colluding with other members to exploit promotional terms — constitutes a breach of these Terms and will result in immediate account suspension and forfeiture of all associated bonus balances and resulting winnings.
• laki97 reserves the right to amend, suspend or terminate any promotion at any time with reasonable notice to affected members.

laki97 offers a range of casino-style gaming products including jackpot slots, card games (Teen Patti, Baccarat, Blackjack, Andar Bahar), fishing games and virtual sports simulations. The following terms apply to all gaming products on laki97:

• All games on laki97 are operated using certified random number generation (RNG) systems. Outcomes are determined independently and cannot be influenced by any party — including laki97 itself.
• Return-to-player (RTP) percentages for all slot titles are available on request. RTP represents the theoretical average payout over a very large number of game rounds and is not a guarantee of individual session outcomes.
• laki97 is not responsible for any losses arising from connectivity interruptions during gameplay. In the event of a game round being interrupted before completion due to a technical error on laki97's side, the affected round will be resolved based on the state of the game at the point of interruption per the applicable game rules.
• Using automated software, bots or any non-human means to play games on laki97 is strictly prohibited and will result in immediate account suspension and forfeiture of all balances.

laki97 is committed to providing a safe and responsible gaming environment for all Pakistani members. Gambling is a form of entertainment — it should never be treated as a source of income, a method of debt recovery or anything other than an optional leisure activity conducted within an affordable budget.

laki97 provides the following responsible gaming tools, all accessible directly from your account settings at no cost:

• Deposit limits: Set a maximum daily, weekly or monthly deposit cap on your account. Once set, limits can be reduced immediately but can only be increased after a 7-day cooling-off period.
• Session time reminders: Set alerts that notify you how long you have been active on laki97 in a single session.
• Cool-off period: Request a temporary pause on your laki97 account — from 24 hours up to 6 weeks — during which you cannot log in, deposit or place bets.
• Self-exclusion: Request a longer exclusion of 6 months, 1 year or indefinitely. During self-exclusion, your account is fully locked and you cannot be reactivated for the chosen period under any circumstances, including personal requests to shorten the exclusion.

laki97 will never market directly to a member who has opted into a cool-off period or self-exclusion. If you are concerned that gambling is negatively affecting your life, please contact our support team via live chat or explore the resources detailed on the Responsible Gaming page of laki97.

The following actions are strictly prohibited on laki97 and will result in immediate account suspension, permanent ban and forfeiture of all balances including any pending winnings:

• Registering more than one laki97 account;
• Providing false personal information during registration or verification;
• Using a laki97 account on behalf of another person or allowing a third party to use your account;
• Depositing funds from a payment method not registered in your own name;
• Colluding with other members to fix outcomes, exploit odds errors or manipulate markets;
• Using automated software, bots, scrapers or artificial intelligence tools to place bets or interact with laki97;
• Attempting to hack, reverse-engineer or otherwise tamper with laki97's systems, software or odds infrastructure;
• Engaging in money laundering or depositing funds from criminal activity;
• Abusing any bonus, promotion or free bet offer through coordinated multi-account schemes or any other method clearly outside the intended use of the promotion.

laki97 cooperates fully with relevant law enforcement authorities. Any member found to be engaging in fraudulent or criminal activity via the platform will be reported to the appropriate authorities and will not receive any refund of deposited funds held at the time of account closure.

laki97 reserves the right to suspend or permanently close any member account at any time, with or without prior notice, in the following circumstances:

• Breach of any part of these Terms;
• Failure to complete identity verification within a notified deadline;
• Suspected fraudulent activity, money laundering or criminal use of the platform;
• Account inactivity — accounts with no login activity for 12 consecutive months may be classified as dormant; laki97 will make reasonable efforts to contact the account holder before any balance adjustment;
• Member request — you may close your laki97 account at any time by contacting our support team. Any remaining PKR balance at the time of closure will be returned to your registered payment method after any outstanding verification requirements are met.

Where an account is suspended due to a suspected breach of these Terms, laki97 will investigate and notify you of the outcome within a reasonable time. If the investigation finds no breach, the account will be reinstated and full functionality restored promptly.

All content on laki97 — including but not limited to the laki97 brand name, logo, website design, software, odds data, game content, text and images — is the intellectual property of laki97 or its licensed content providers and is protected by applicable copyright, trademark and intellectual property laws.

You are granted a limited, non-exclusive, non-transferable personal licence to access and use laki97 for your own private, non-commercial betting and gaming purposes. You may not copy, reproduce, distribute, publish, modify, scrape, reverse-engineer or create derivative works from any laki97 content without our prior written permission. Violations of laki97's intellectual property rights will be pursued to the full extent available under applicable law.

laki97 provides the platform on an "as available" basis. While we make every effort to ensure continuous, error-free operation, we cannot guarantee that the platform will be available at all times or that it will be free of technical errors or interruptions. laki97 shall not be liable for:

• Any losses arising from connectivity interruptions, server downtime or technical errors outside laki97's direct control;
• Indirect, consequential or financial losses arising from the use of laki97 beyond the amount actually deposited by you in the 30-day period preceding the event giving rise to the claim;
• Losses arising from your own failure to protect your account credentials or from actions taken by third parties who accessed your account due to your negligence;
• Changes in third-party payment processing times outside of laki97's control.

Nothing in these Terms excludes or limits laki97's liability for fraud, death or personal injury caused by our negligence, or any other liability that cannot be lawfully limited or excluded.

laki97 collects, processes and stores personal data in accordance with our Privacy Policy, which is available at laki97.ws/privacy-policy and forms part of these Terms. By registering on laki97, you consent to the collection and use of your personal information as described in that policy.

In summary, laki97 uses your personal data to operate and maintain your account, process deposits and withdrawals, verify your identity, detect fraud, provide customer support and communicate platform updates. We do not sell your personal data to third parties for marketing purposes. All data is protected by 256-bit SSL encryption during transmission and stored on access-controlled secure infrastructure. You have the right to request access to, correction of or deletion of your personal data by contacting laki97 support.

laki97 reserves the right to amend these Terms and Conditions at any time. When material changes are made, laki97 will notify active members via email to their registered address or via an on-screen notification upon their next login, providing reasonable advance notice of the changes and their effective date.

Your continued use of laki97 after the effective date of any amendments constitutes your acceptance of the revised Terms. If you do not accept the amended Terms, you must stop using laki97 and request account closure, at which point any remaining PKR balance will be returned to you via your registered payment method after verification requirements are satisfied.

The version date shown at the top of this page ("Last Updated") reflects the date of the most recent revision to these Terms. Previous versions are archived and available on request from our support team.

If you have any questions, concerns or disputes regarding these Terms and Conditions, the laki97 platform or your account, please contact our support team via the following channels:

• Live Chat: Available 24 hours a day, 7 days a week, directly from within your laki97 account on any page — recommended for fastest response;
• Email: support@laki97.ws — responses within 24 hours for standard queries;
• Disputes: Formal disputes regarding bet settlement or account decisions should be submitted in writing to support@laki97.ws with your account username and full details of the dispute. laki97 will investigate and respond within 5 business days.

laki97 is committed to resolving all member queries fairly and promptly. We acknowledge every formal complaint received and provide a substantive response regardless of the outcome of any investigation. These Terms and Conditions are governed by and construed in accordance with applicable laws, and the parties agree to submit to the jurisdiction of relevant competent courts for any dispute that cannot be resolved through laki97's internal complaints process.